If you just want to clear all of the doubts on high risk category insurance, then here our article is going to provide you all of the information.

What is the instant benefit of it?

Yes, you are going to enjoy some of the instant benefit as you get 100% deducted from your taxable income, when you pay premium for high risk life insurance.

Some of companies offer cashless facility, what is it?

In this policy, a health card is being issued to insurer and your health members, if you mention them, and as result you are going to get a facility to access to cash less facility within 3000 networked hospitals, and you will not be required to pay any of bills. But even if you get the cashless facility, your pre and post hospitalizations would be reimbursed when claimed only.

Will I get any incentives, if I keep my policy claim free?

Yes, you will, as the sum insured  under policy gets a bonus as specified in conditions, for instance if a policy covers claims for 4 years, then, all the persons covered can have reimbursed.

Can we add any of our family members after taking the insurance policy?

Yes, you can, but with certain limitations as you can add your newly born child within 91 days of proposal and can also add newly wedded spouse.

If we have certain doubts regarding the premium and payouts, whom shall we concern?

If you just want any of your doubts clear about insurance policy or cheap life insurance online, write an application of request and talk to life insurance agent.